RATES

List of rates for Prime Rate
Prime Rate	Rate
Prime Rate	5.950

List of rates for Vehicle Loans*
Vehicle Loans*	Rate
Special Rate on New 2024 Vehicles	5.650
Special Rate on New 2024 Vehicles (Prime Based)	5.200
2024 Vehicles	6.000
2024 Vehicles (Prime Based)	5.750
Special Rate on 2023-2020 Vehicles	6.400
Special Rate on 2019 and Prior Vehicles	7.950

List of rates for Recreation Vehicle Loans*
Recreation Vehicle Loans*	Rate
Special Rate on 2024 ATV / Snow / Water Machines	6.390
2024 ATV / Snow / Water Machines	6.740
Special Rate on 2024 Travel Trailers / Motor Homes / Campers	6.140
2024 Travel Trailers / Motor Homes / Campers	6.490
Special Rate on 2024 Motorcycles	5.900
2024 Motorcycles	6.250

List of rates for Mortgages*
Mortgages*	Rate
Variable - 5 Years (Adjusted to Market Conditions)	5.350
Open - 6 Months	9.150
Open - 1 Year	9.000
Closed - 1 Year	5.990
Closed - 2 Years	5.590
Closed - 3 Years (Special Rate)	4.640
Closed - 3 Years (With Mortgage Insurance)	4.690
Closed - 4 Years	5.190
Closed - 5 Years (Special Rate)	4.540
Closed - 5 Years (With Mortgage Insurance)	4.290
Closed - 7 Years (Special Rate)	5.090
1% Cash Back - 5 Years	4.790
2% Cash Back - 5 Years	5.090
3% Cash Back - 5 Years	5.390
4% Cash Back - 5 Years	5.690
5% Cash Back - 5 Years	5.915

List of rates for Personal Lines of Credit*
Personal Lines of Credit*	Rate
RRSP Line of Credit Base Rate	5.950
Personal Line of Credit Secured Base Rate	5.950
Personal Line of Credit Unsecured Base Rate	7.950

List of rates for Advantage (Tiered Rate Savings)*
Advantage (Tiered Rate Savings)*	Rate
Advantage Tier $0 - $5,000	0.125
Advantage Tier $5,001 - $10,000	0.125
Advantage Tier $10,001 - $25,000	0.125
Advantage Tier $25,001 - $60,000	0.300
Advantage Tier $60,001 - $100,000	0.400
Advantage Tier $100,001 and over	0.500

List of rates for Registered Retirement Income Fund (RRIF)*
Registered Retirement Income Fund (RRIF)*	Rate
Variable	0.125
6 Month Fixed Term	3.000
1 Year Fixed Term	3.500
2 Year Fixed Term	3.250
3 Year Fixed Term	3.050
4 Year Fixed Term	3.000
5 Year Fixed Term	3.000

List of rates for Registered Retirement Savings Plan (RRSP)*
Registered Retirement Savings Plan (RRSP)*	Rate
6 Month Fixed Term	3.000
1 Year Fixed Term	3.500
2 Year Fixed Term	3.250
3 Year Fixed Term	3.050
4 Year Fixed Term	3.000
5 Year Fixed Term	3.000
7 Year Fixed Term	3.000

List of rates for Savings*
Savings*	Rate
Online Savings	0.700
Plan 24/Daily Interest Savings	0.125
Fat Cat/Head Start	0.050
Monthly Savings Plan	0.700

List of rates for Term Deposits and Debentures*
Term Deposits and Debentures*	Rate
Short Term Deposit - 7-29 Days	0.750
Short Term Deposit - 30-59 Days	2.300
Short Term Deposit - 60-89 Days	2.500
Short Term Deposit - 90-179 Days	3.000
Short Term Deposit - 180-364 Days	3.500
Long Term - 1 Year	3.500
Long Term - 2 Years	3.250
Long Term - 3 Years	3.050
Long Term - 4 Years	3.000
Long Term - 5 Years	3.000
Long Term - 7 Years	3.000

List of rates for Tax Free Savings Account (TFSA)*
Tax Free Savings Account (TFSA)*	Rate
Daily Interest Savings Account	0.125
6 Month Fixed Term	3.000
1 Year Fixed Term	3.500
2 Year Fixed Term	3.250
3 Year Fixed Term	3.050
4 Year Fixed Term	3.000
5 Year Fixed Term	3.000
7 Year Fixed Term	3.000

^{*Rates subject to change. Terms and conditions may apply.}