- In-branch withdrawals & transfers
- Pre-authorized payments & cheque withdrawals
- Cash, cheque & Inter Credit Union (ICU) withdrawals (within Canada)
- Transfer debits
- ATM withdrawals & debits (credit union, Interac®, Plus)
- Bill & loan payments (ATM, online, teleservice)
- Online banking debit transfers & inter-account transfers
- Debit card transactions (CDA, cross-border, online)
- Interac® e-Transfers
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CHEQUING
ACCOUNTS
CHEQUING ACCOUNTS
- Banking
- Chequing Accounts
Choose the chequing account that’s right for you
BASIC
MASTERPLAN
MASTERPLAN PLUS
MY e-ACCOUNT UNLIMITED
US DOLLAR
STUDENT SUPER SAVER
PRIME
Basic Chequing
Designed for members with limited chequing needs who want to save money on banking fees.
Key features
12 free debit transactions per month*No charge for:
- ATM withdrawals (Exchange®, NLCU, Acculink® & Inter Credit Union networks)
- Online banking
- Detailed monthly statement
Are you a senior? Get special perks with your account!
Masterplan Chequing
Designed for members who use lots of banking services and want them all rolled into one cost-saving package.
Key features
30 free debit transactions per month*- In-branch withdrawals & transfers
- Pre-authorized payments & cheque withdrawals
- Cash, cheque & Inter Credit Union (ICU) withdrawals (within Canada)
- Transfer debits
- ATM withdrawals & debits (credit union, Interac®, Plus)
- Bill & loan payments (ATM, online, teleservice)
- Online banking debit transfers & inter-account transfers
- Debit card transactions (CDA, cross-border, online)
- Telpay withdrawals
- Interac® e-Transfers
No charge for:
- ATM withdrawals (Exchange®, NLCU, Acculink® & Inter Credit Union networks)
- NLCU mobile app, online & mobile banking
- Automated Teleservice®
- Detailed monthly statement
Are you a senior? Get special perks with your account!
Masterplan Plus Chequing
Designed for members who make lots of transactions, use lots of banking services and want unlimited access to everything.
Key features
Unlimited free debit transactions per month*- In-branch withdrawals & transfers
- Pre-authorized payments & cheque withdrawals
- Cash, cheque & Inter Credit Union (ICU) withdrawals (within Canada)
- Transfer debits
- ATM withdrawals & debits (credit union, Interac®, Plus)
- Bill & loan payments (ATM, online, teleservice, in-branch)
- Online banking debit transfers & inter-account transfers
- Debit card transactions (CDA, cross-border, online)
- Telpay withdrawals
- Interac® e-Transfers
No charge for:
- NLCU mobile app, online & mobile banking
- Automated Teleservice®
- Detailed monthly statement
Are you a senior? Get special perks with your account!
My e-Account Unlimited Chequing
Designed for members who prefer to do their banking digitally and want unlimited electronic transactions.
Key features
Unlimited free electronic transactions per month*- Electronic pre-authorized payments (within Canada)
- ATM withdrawals & debits (credit union, Interac®, Plus)
- Bill & loan payments (ATM, online)
- Online banking debit transfers
- Debit card transactions (CDA, cross-border, online)
- Interac®e-Transfers
No charge for:
- ATM Withdrawals (Exchange®, NLCU, Acculink® & Inter Credit Union networks)
- NLCU mobile app, online & mobile banking
- Detailed monthly statement
Are you a senior? Get special perks with your account!
US Dollar Chequing
Designed for members who make a lot of US dollar transactions and want to save on exchange fees.
Key features
Pay as you go*- In-branch withdrawals & transfers
- Cash withdrawals1 (within Canada)
- Cheque withdrawals (within Canada/US)
- Pre-authorized payments
- No minimum balance required
- View account activity online2
1 At participating credit unions in Canada.
2 View only. Cannot perform electronic transactions.
No charge for:
- NLCU mobile app
- Automated Teleservice®
Student Super Saver No-Fee Chequing
Designed to help full-time1 students2 focus more on studying and less on their finances, with fee-free banking.
Key features
Unlimited free transactions within Canada*- In-branch withdrawals & transfers
- Pre-authorized payments & cheque withdrawals
- Cash, cheque & Inter Credit Union (ICU) withdrawals (within Canada)
- Transfer debits
- Bill & loan payments (ATM, online, teleservice, in-branch)
- Online banking debit transfers & inter-account transfers
- Debit card transactions (CDA, cross-border, online)
- Interac® e-Transfers
No charge for:
- ATM Withdrawals (Exchange®, NLCU, Acculink® & Inter Credit Union networks)
- NLCU mobile app, online & mobile banking
- Automated Teleservice®
- Detailed monthly statement
1 As classified by your post-secondary institution.
2 Students over 19 years of age will be required to show proof of enrollment.
2 Students over 19 years of age will be required to show proof of enrollment.
Prime Chequing
Ideal for members who prefer the unlimited features and additional benefits that come with a robust chequing package.
Key features
Unlimited free debit transactions per month*- In-branch withdrawals & transfers
- Pre-authorized payments & cheque withdrawals
- Cash, cheque & Inter Credit Union (ICU) withdrawals (within Canada)
- Transfer debits
- ATM withdrawals & debits (credit union, Interac®, Plus)
- Bill & loan payments (ATM, online, teleservice, in-branch)
- Online banking debit transfers & inter-account transfers
- Debit card transactions (CDA, cross-border, online)
- Telpay withdrawals
- Interac® e-Transfers
No charge for:
- Personal cheques
- ATM Withdrawals (Exchange®, NLCU, Acculink® & Inter Credit Union networks)
- NLCU mobile app, online & mobile banking
- Automated Teleservice®
- Detailed monthly statement
- Annual discount on safety deposit box
Are you a senior? Get special perks with your account!
$20.95 per month
Free with a minimum monthly balance of $5,000 or $10,000 in total business with NLCU (loans & deposits).
*Within own membership. Minimum $1.25 per item cost of transaction not included in package.
® Authorized user of the marks. All trademarks are the property of their respective owners
Need a hand finding the chequing account for you? We’re here to help!
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Manage your money your way
Mobile & Online Banking
Mobile Wallet
Interac Flash
Canada-wide ATM Network
Banking built to fit your life
Start your financial journey off right with good money management.
Take the stress out of managing your student finances.
Unlock the banking benefits you deserve as a senior.
Lost or stolen debit card?
Call us immediately for support or log into online banking and use our Lock ’N’ Block service to lock your card.
Call 1-800-563-3300
Call 1-800-563-3300
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Make your shopping more rewarding
Our credit cards ensure you get more of what you want with every dollar you spend – whether that’s cash back, travel rewards or the latest merchandise.
Manage your money with even more ease
From income tax services to foreign exchange, we offer a wide range of additional services to make managing your finances even easier with us.
