Key features

• You control your own credit
• Competitive interest rate
• Pay interest only on the amount of funds used
• Flexible payment schedules
• Funds are accessible by personal cheque, cash withdrawal, and Membercard debit card
• Credit life and disability insurance available

Key features

• Apply only once
• Competitive Rates
• Lump sum repayment option available
• Payments are only 3% of outstanding loan balance
• Make extra payments anytime, without penalty
• Easy phone call authorizes transfer
• Limits available up to $30,000
• Credit life and disability insurance available
• Option of investing in Mutual Funds*

_{All lending is subject to credit approval within normal credit guidelines.}

_{*Mutual funds are offered through Credential Asset Management Inc. Using borrowed money to finance the purchase of securities involves greater risk than purchasing using cash resources only. If you borrow money to purchase securities, your responsibilty to repay the loan and pay interest as required by its terms remains the same even if the value of the sercurities purchased declines.}