Term Deposit Receipts (TDR) and Debentures provide a secure, worry-free investment for long-term funds. With flexible interest rates, investment terms, and automatic renewal options, TDRs and Debentures provide a great way to save and earn money with a guarantee of principal and interest. Plus, deposits are insured under the terms of the Credit Union Deposit Guarantee Corporation.

TDR: $500 minimum deposit
Debenture: $100 minimum deposit

• Simple rate of return
• Compounding rate of return
• Interest can be paid monthly

Index-Linked Term Deposits

Index-Linked Term Deposits are fixed term deposits that pay a return based on the performance of the S&P/TSX 60 Index*. Index-Linked Term Deposits have the security of principal protection. No matter what happens to the stock market, you are guaranteed the return of your principal when your investment matures. You chose a fixed term of 3 or 5 years. Rate of return is calculated on the performance of the TSX.

 _{*Standard & Poor's® and S&P® are trademarks of The McGraw-Hill Companies, Inc.}